22 Nov 2024

Bayar Tunggakan Serendah RM300* Campaign

In an effort to ease the financial burden of borrowers with overdue payments, PTPTN received an overwhelming response to the Strukturkan Pinjaman Anda Serendah RM300 Campaign. Many borrowers seized this opportunity to restructure their loans according to their financial capabilities. Following the positive response to this campaign, PTPTN has once again taken the initiative to launch the Bayar Tunggakan Serendah RM300* Campaignto help more borrowers clear their arrears and continue making repayments consistently.

This campaign offers borrowers the opportunity to settle their overdue payments with a minimum payment as low as RM300 before restructuring the remaining loan balance according to their financial capability. Through this approach, borrowers can not only reduce their financial burden but also avoid legal actions or adverse effects on their financial records. The campaign period will run from 22 November 2024 until 30 November 2024.

You can also meet PTPTN officers during the 2 Years of Madani Government celebration to discuss loan arrangements or for further inquiries on:

Date: 22 – 24 November 2024
Time: 9:00 AM – 6:00 PM
Location: Kuala Lumpur Convention Centre

This campaign is open to all PTPTN borrowers with arrears, regardless of whether it is a conventional loan or Ujrah. Eligible borrowers must comply with the following conditions:

Arrears Payment

Borrowers are required to make a at least as much as arrears payment of only RM300 for loan restructuring. Through this method, borrowers can modify/ restructure their monthly installments on the Repayment Schedule (JBB) according to their own capability. The minimum monthly installment is set based on an estimated determination of 5% - 8% of the gross income, subject to the eligibility of the repayment period and PTPTN approval. Payments can be made through all repayment channels during the campaign period

2. Salary Deduction or Direct Debit

During the negotiation process, borrowers are required to make salary deductions or direct debits as the repayment method. This ensures that borrowers can make repayments consistently and regularly.

4 Easy Steps to Settle Your Arrears

Managing arrears can be made easier with these four (4) steps:

Check Your Loan Statement through myPTPTN

Apply negotiation for a PTPTN loan restructuring consultation through the myPTPTN web application

Note: A Sales Executive (EJ) will contact you within 7 working days after the application is received

Settle arrears as low as RM300* during the campaign period

Make repayments consistently through salary deductions or direct debits

*Terms and conditions apply

Steps for Application Consultation via myPTPTN Web Application

Applying for a repayment consultation can be easily done through the myPTPTN web application. Follow the detailed guide below for step-by-step instructions on how to apply for a consultation:

PTPTN hopes that this initiative will provide more borrowers with the opportunity to get back on track with stable repayments and contribute to the development of education for future generations. Don’t miss the chance to take advantage of this campaign now!

For any further inquiries regarding negotiations, whether it is Ujrah conversion, loan consolidation, scheduling, or loan restructuring, borrowers can contact PTPTN through the following channels: