Choose Takaful IKHLAS a part of your life and the lives of your loved ones.

Takaful IKHLAS provides an extensive safeguard for you and your family. With Takaful IKHLAS protection, both parties will be secured from unexpected incidents.

Great Eastern Takaful Berhad

Build a brighter future with Simpan SSPN Plus and Great Eastern Takaful Berhad

Takaful IKHLAS offers financial protection services based on Syariah foundations. It provides an extensive family and public takaful through Takaful Ikhlas Family Berhad and Takaful Ikhlas General Berhad respectively.

Takaful IKHLAS has 13 regional offices, an approximate number of 2 million registered takaful participants and over 7,000 agents. Both Takaful IKHLAS Family Berhad and Takaful IKHLAS General Berhad are owned by MNRB Holdings Berhad. For whom may concern, MNRB Holdings Berhad is an investment holding corporation on the Main Market of Bursa Malaysia Securities Berhad.

Monthly CommitmentIntanDelimaTopasZamrudNilamBerlian
Simpan SSPN SavingsRM20RM40RM90RM180RM270RM200
Takaful ContributionRM10RM10RM10RM20RM30RM300
Total Monthly CommitmentRM30RM50RM100RM200RM300RM500
ItemIntanDelimaTopasZamrudNilamBerlian
Death
Death Due To Natural Causes (RM)
Accidents
• Accidental Death in Malaysia (RM)
• Accidental Death in Malaysia (including on Public Conveyance) (RM)
• Accidental Death Outside of Malaysia (RM)
24,000

48,000
48,000
48,000
24,000

48,000
48,000
48,000
24,000

48,000
48,000
48,000
48,000

96,000
96,000
96,000
72,000

144,000
144,000
144,000
500,000

1,000,000
1,000,000
1,000,000
Invalidity
Total Permanent Disability (TPD) Due to Natural Causes (RM)
Total Permanent Disability (TPD) Due to Accidental Causes (RM)
Partial Permanent Disability (PPD) Due to Accidental Causes (RM)
Partial Permanent Disability (PPD) Due to Natural Causes (RM)
24,000
48,000

24,000
48,000

24,000
48,000

48,000
96,000

72,000
144,000

500,000
1,000,000
200,000
200,000
Critical Illness
Coverage amount (RM)
The number of diseases covered
12,000
36
12,000
36
12,000
36
24,000
36
36,000
36
200,000
36
Hospitalization Allowance Benefit
Per day (RM)
Number of weeks
20
52
20
52
20
52
40
52
60
52
200
52
Funeral Benefit
1. Depositor (RM)
2. Spouse (RM)
3. Children (RM)
Coverage amount (RM)
Number of protected children
4,000
4,000

2,000
3
4,000
4,000

2,000
3
4,000
4,000

2,000
3
4,000
4,000

2,000
3
4,000
4,000

2,000
3
25,000
12,500

5,000
3
Other benefits
Benefits of Accident Outpatient Treatment1001001002003003,000

* Takaful protection only applies to depositors.

** For the Berlian Package, Takaful IKHLAS Family Berhad allows the registration of an account per depositor.

*** For the Berlian package, if the information provided is incorrect, benefits will not be paid. Plus, total amount of savings and dividend will be returned.

ItemWaiting Period
Death Due To Natural Causes• Selain Pakej Berlian: 6 bulan untuk penyakit sedia ada
• Immediate protection (except for pre-existing)
Death Due To Accident• Immediate coverage (all packages)
Total Permanent Disability (TPD) Due to Natural Causes• 6 months for pre-existing conditions
Total Permanent Disability (TPD) Due to Accidental Causes• Immediate coverage
Partial Permanent Disability (PPD) Due to Natural Causes• Immediate coverage
Partial Permanent Disability (PPD) Due to Accidental Causes• Immediate coverage
Critical IllnessExcept for the Berlian Package
• 30 days from the certificate implemented date (specific illness)
• 60 days from the certificate implemented date (specific illness)

Hospitalization Allowance Benefit
• Accident: Immediate coverage
• Pre-Existing Conditions: 30 days from the effective date
• Coverage from 180 days for each hospital admission 365 days for the entire coverage period