Choose Takaful Ikhlas a part of your and loved ones' life

Jadikan Takaful IKHLAS sebahagian daripada
kehidupan anda dan insan tersayang.

Takaful IKHLAS provides an extensive safeguard for you and your family. With Takaful IKHLAS protection, both parties will be secured from unexpected incidents.

Introduction
Takaful IKHLAS

Takaful IKHLAS offers financial protection services based on Syariah foundations. It provides an extensive family and public takaful through Takaful Ikhlas Family Berhad and Takaful Ikhlas General Berhad respectively.

First and foremost, Takaful IKHLAS has 13 regional offices, an approximate number of 2 million registered takaful participants and over 7,000 agents.Both Takaful IKHLAS Family Berhad and Takaful IKHLAS General Berhad are owned by MNRB Holdings Berhad. For whom may concern, MNRB Holdings Berhad is an investment holding corporation on the Main Market of Bursa Malaysia Securities Berhad.

Savings Package

Monthly CommitmentIntanDelimaTopasZamrudNilamBerlian

SSPN Savings

RM 20

RM 40

RM90

RM180

RM270

RM200

Takaful Contribution

RM10

RM10

RM10

RM 20

RM30

RM300

Total

RM30

RM50

RM100

RM200

RM300

RM500

Package Benefits

Matter

Intan

Delima

Topas

Zamrud

Nilam

Berlian

Death
Basic (RM)
Accidents
- Accidents in Malaysia (RM)
- Public transportation accidents in Malaysia (RM)
- Accidents in foreign countries (RM)

24,000

48,000
48,000
48,000

24,000

48,000
48,000
48,000

24,000

48,000
48,000
48,000

48,000

96,000
96,000
96,000

72,000

144,000
144,000
144,000

500,000

1,000,000
1,000,000
1,000,000

Invalidity
Basic Permanent Invalidity (RM)
Accidents Permanent Invalidity (RM)
Accidents Semi Permanent Invalidity (RM)
Basic Semi-permanent Invalidity (RM)

24,000
48,000
-
-

24,000
48,000
-
-

24,000
48,000
-
-

48,000
96,000
-
-

72,000
144,000
-
-

500,000
1,000,000
200,000
200,000

Critical Illness
Protection amount (RM)
Total disease protection

12,000
36

12,000
36

12,00
36

24,000
36

36,000
36

200,000
36

Hospital Admission Allowance
Daily coverage amount (RM)
Number of weeks

20
52

20
52

20
52

40
52

60
52

200
52

Funeral Expenses
1. Depositor (RM)
2. Spouse (RM)
3. Children (RM)
Protection amount (RM)
Number of children covered

4,000
4,000

2,000
3

4,000
4,000

2,000
3

4,000
4,000

2,000
3

4,000
4,000

2,000
3

4,000
4,000

2,000
3

25,000
12,500

5,000
3

Other Benefits:
Accident Outpatient Treatment Benefits

100


100

100

200

300

3,000


Open an accountOpen an accountOpen an accountOpen an accountOpen an accountOpen an account
  1. Takaful protection only applies to depositors.
  2. For the Berlian Package, Takaful IKHLAS Family Berhad allows the registration of an account per depositor.
  3. For the Diamond Package, if the information provided is found to be incorrect, benefits will not be paid and the amount of savings and dividends will be returned.

Waiting Period

Normal death- Keadaan sedia ada – 12 bulan dari tarikh kuat kuasa (Selain Pakej Berlian)
- Perlindungan serta-merta (selain untuk keadaan sedia ada)
Death due to accident- Immediate protection
Normal permanent disability- Existing Illnesses. - 12 months from the implemented date.
Accident permanent disability- Immediate protection
Normal partial permanent disability
- Existing Illnesses. - 12 months from the implemented date.
Accident partial permanent disability - Immediate protection
Critical Illness- Cancer & Illness Related to Heart - 60 days from the implemented date
- Others Illness - 30 days from the implemented date
- Existing Illnesses - 12 Months from the implemented date
Hospital Admission Allowance- Accidents - Immediate coverage
- Specific Illness - 120 days from the implemented date
- Existing Illnesses. - 12 months from the implemented date.
- Others - 30 days from the implemented date
Terminal Illness- Existing Illnesses. - 12 months from the implemented date.
- Others - 30 days from the implemented date
Funeral Expenses- Keadaan sedia ada – 12 bulan dari tarikh kuat kuasa (Selain Pakej Berlian)
- Perlindungan serta-merta (selain untuk keadaan sedia ada)

News
Great!

Kempen Cabutan WOW! Simpan SSPN Plus 2021 kini kembali dengan hadiah Cabutan Istimewa hampir RM320,000 2-Anyone

Jom buka akaun atau membuat penambahan deposit ke dalam akaun Simpan SSPN Plus sekarang bagi melayakkan anda untuk menyertai Kempen Cabutan WOW! Simpan SSPN Plus 2021 dan berpeluang memenangi hadiah LUMAYAN seperti berikut:

  • Gold Bar bernilai RM150,000
  • Perodua Bezza 1.3 AV car
  • Advanced Kitchen Appliances (Thermomix)
  • Tunai Simpan SSPN Prime bernilai RM221