Choose Takaful IKHLAS a part of your life and the lives of your loved ones.
Choose Takaful IKHLAS a part of your life and the lives of your loved ones.
Takaful IKHLAS provides an extensive safeguard for you and your family. With Takaful IKHLAS protection, both parties will be secured from unexpected incidents.
Takaful IKHLAS Introduction
Takaful IKHLAS offers financial protection services based on Syariah foundations. It provides an extensive family and public takaful through Takaful Ikhlas Family Berhad and Takaful Ikhlas General Berhad respectively.
Takaful IKHLAS has 13 regional offices, an approximate number of 2 million registered takaful participants and over 7,000 agents. Both Takaful IKHLAS Family Berhad and Takaful IKHLAS General Berhad are owned by MNRB Holdings Berhad. For whom may concern, MNRB Holdings Berhad is an investment holding corporation on the Main Market of Bursa Malaysia Securities Berhad.
Savings Package
| Monthly Commitment | Intan | Delima | Topas | Zamrud | Nilam | Berlian |
|---|---|---|---|---|---|---|
Simpanan SSPN | RM20 | RM40 | RM90 | RM180 | RM270 | RM200 |
Takaful Contribution | RM10 | RM10 | RM10 | RM20 | RM30 | RM300 |
Total | RM30 | RM50 | RM100 | RM200 | RM300 | RM500 |
Package Benefits
Subject | Intan | Delima | Topas | Zamrud | Nilam | Berlian |
|---|---|---|---|---|---|---|
| Death | ||||||
| Basic (RM) Accidents • Accidents in Malaysia (RM) • Public transportation accidents in Malaysia (RM) • Accidents in foreign countries (RM) | 24,000 | 24,000 | 24,000 | 48,000 | 72,000 | 500,000 |
| Invalidity | ||||||
| Basic Permanent Invalidity (RM) Accidents Permanent Invalidity (RM) Accidents Semi Permanent Invalidity (RM) Basic Semi-permanent Invalidity (RM) | 24,000 | 24,000 | 24,000 | 48,000 | 72,000 | 500,000 |
| Critical Illness | ||||||
| Coverage amount (RM) The number of diseases covered | 12,000 | 12,000 | 12,000 | 24,000 | 36,000 | 200,000 |
| Hospital Admission Allowance | ||||||
| Coverage amount/ per day (RM) Number of weeks | 20 | 20 | 20 | 40 | 60 | 200 |
| Funeral Expenses | ||||||
| 1. Depositor (RM) 2. Spouse (RM) 3. Children (RM) Coverage amount (RM) Number of protected children | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 25,000 |
| Other benefits. | ||||||
| Accident Outpatient Treatment Benefits | 100 | 100 | 100 | 200 | 300 | 3,000 |
| OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT |
* Takaful protection only applies to depositors.
** For the Berlian Package, Takaful IKHLAS Family Berhad allows the registration of an account per depositor.
*** For the Berlian package, if the information provided is incorrect, benefits will not be paid. Plus, total amount of savings and dividend will be returned.
Waiting Period
| Normal death | • Other than Diamond Package, 12 months for pre-existing conditions • Immediate protection (except for pre-existing) • Berlian Package 3 month |
| Death due to accident | • Immediate coverage ( all packages ) |
| Normal permanent disability | • 6 months for existing illnesses. |
| Accident permanent disability | • Immediate coverage |
| Normal partial permanent disability | • Immediate coverage for Berlian Package • Other than a 12-month Berlian Package for existing illnesses • Immediate protection (except for pre-existing) |
| Accident partial permanent disability | - |
| Critical Illness | • 30 days from the implemented date (specific illness) • 60 days from the implemented date (specific illness) |
| Hospital Admission Allowance | • Accident: Immediate protection • Illness: 30 days from the implemented date • Coverage from 180 days for each hospital admission 365 days for the entire coverage period |
