Choose Takaful IKHLAS a part of your life and the lives of your loved ones.
Choose Takaful IKHLAS a part of your life and the lives of your loved ones.
Takaful IKHLAS provides an extensive safeguard for you and your family. With Takaful IKHLAS protection, both parties will be secured from unexpected incidents.
Takaful IKHLAS Introduction
Takaful IKHLAS offers financial protection services based on Syariah foundations. It provides an extensive family and public takaful through Takaful Ikhlas Family Berhad and Takaful Ikhlas General Berhad respectively.
Takaful IKHLAS has 13 regional offices, an approximate number of 2 million registered takaful participants and over 7,000 agents. Both Takaful IKHLAS Family Berhad and Takaful IKHLAS General Berhad are owned by MNRB Holdings Berhad. For whom may concern, MNRB Holdings Berhad is an investment holding corporation on the Main Market of Bursa Malaysia Securities Berhad.
Savings Package
| Monthly Commitment | Intan | Delima | Topas | Zamrud | Nilam | Berlian |
|---|---|---|---|---|---|---|
Simpanan SSPN | RM20 | RM40 | RM90 | RM180 | RM270 | RM200 |
Takaful Contribution | RM10 | RM10 | RM10 | RM20 | RM30 | RM300 |
Total | RM30 | RM50 | RM100 | RM200 | RM300 | RM500 |
Package Benefits
Item | Intan | Delima | Topas | Zamrud | Nilam | Berlian |
|---|---|---|---|---|---|---|
| Death | ||||||
| Death Due To Natural Causes (RM) Accidents • Accidental Death in Malaysia (RM) • Accidental Death in Malaysia (including on Public Conveyance) (RM) • Accidental Death Outside of Malaysia (RM) | 24,000 | 24,000 | 24,000 | 48,000 | 72,000 | 500,000 |
| Invalidity | ||||||
| Total Permanent Disability (TPD) Due to Natural Causes (RM) Total Permanent Disability (TPD) Due to Accidental Causes (RM) Partial Permanent Disability (PPD) Due to Accidental Causes (RM) Partial Permanent Disability (PPD) Due to Natural Causes (RM) | 24,000 | 24,000 | 24,000 | 48,000 | 72,000 | 500,000 |
| Critical Illness | ||||||
| Coverage amount (RM) The number of diseases covered | 12,000 | 12,000 | 12,000 | 24,000 | 36,000 | 200,000 |
| Hospitalization Allowance Benefit | ||||||
| Per day (RM) Number of weeks | 20 | 20 | 20 | 40 | 60 | 200 |
| Funeral Expenses | ||||||
| 1. Depositor (RM) 2. Spouse (RM) 3. Children (RM) Coverage amount (RM) Number of protected children | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 25,000 |
| Other benefits. | ||||||
| Benefits of Accident Outpatient Treatment | 100 | 100 | 100 | 200 | 300 | 3,000 |
| OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT |
* Takaful protection only applies to depositors.
** For the Berlian Package, Takaful IKHLAS Family Berhad allows the registration of an account per depositor.
*** For the Berlian package, if the information provided is incorrect, benefits will not be paid. Plus, total amount of savings and dividend will be returned.
Waiting Period
| Death Due To Natural Causes | • Other than Diamond Package, 12 months for pre-existing conditions • Immediate protection (except for pre-existing) • Berlian Package 3 month |
| Death due to accident | • Immediate coverage ( all packages ) |
| Total Permanent Disability (TPD) Due to Natural Causes | • 6 months for existing illnesses. |
| Total Permanent Disability (TPD) Due to Accidental Causes | • Immediate coverage |
| Partial Permanent Disability (PPD) Due to Natural Causes | • Immediate coverage for Berlian Package • Other than a 12-month Berlian Package for existing illnesses • Immediate protection (except for pre-existing) |
| Partial Permanent Disability (PPD) Due to Accidental Causes | - |
| Critical Illness | • 30 days from the implemented date (specific illness) • 60 days from the implemented date (specific illness) |
| Hospitalization Allowance Benefit | • Accident: Immediate protection • Illness: 30 days from the implemented date • Coverage from 180 days for each hospital admission 365 days for the entire coverage period |
