“Bina masa depan lebih cemerlang dengan
Simpan SSPN Plus bersama HLM Takaful”

As low as 3 cents a day and a takaful benefit protection limit of up to RM1,2000,000. Your children's and family's education savings will be more secure with Simpan SSPn Plus with HLM Takaful.

"Brighter future with Simpan SSPN Plus and HLM Takaful"

As low as 3 cents a day and a takaful benefit protection limit of up to RM1,2000,000. Your children's and family's education savings will be more secure with Simpan SSPn Plus with HLM Takaful.

If you are thinking about the future of your child's education, start saving with Simpan SSPN Plus with a TAKAFUL protection plan with HLM Takaful which has protected a total of 551,834 existing depositors. With a Shariah Compliant concept, HLM Takaful is indeed a wise choice.

What are you waiting for? Let's open an Simpan SSPN Plus account with PTPTN and HLM Takaful NOW!

Introduction
Hong Leong MSIG Takaful

PTPTN & HLM Takaful have been together since the Simpan SSPN Plus product was first introduced in 2015 (SSPN-i Plus). A total of 551,834 depositors have been protected with takaful protection benefits from HLM Takaful and have extensive experience in administration and managing the benefit claim process efficiently.

Hong Leong MSIG Takaful Berhad merupakan syarikat pengendali takaful berlesen serta komponen penting perkhidmatan kewangan Islam bagi Hong Leong Financial Group. Kami komited untuk terus cemerlang dalam menawarkan solusi takaful keluarga terbaik yang inovatif, kompetitif dan fleksibel dalam memenuhi keperluan pelanggan kami yang terus berkembang. Sebagai Pengendali Takaful Pilihan, kami akan terus berhubung dengan rakyat Malaysia melalui nilai-nilai murni yang kukuh. Bersama rakan kongsi kami yang berdedikasi serta pelbagai saluran pengedaran, kami komited dalam membantu rakyat Malaysia untuk mencapai masa depan yang lebih cerah dan terjamin dari segi kewangan.

Savings Package

Monthly CommitmentIntanDelimaTopasZamrudNilamBerlian

SSPN Savings

RM 20

RM 40

RM90

RM180

RM270

RM200

Takaful Contribution

RM10

RM10

RM10

RM 20

RM30

RM300

Total

RM30

RM50

RM100

RM200

RM300

RM500

Package Benefits

Matter

Intan

Delima

Topas

Zamrud

Nilam

Berlian

Death
Basic (RM)
Accidents
- Accidents in Malaysia (RM)
- Public transportation accidents in Malaysia (RM)
- Accidents in foreign countries (RM)

30,000

60,000
60,000
60,000

30,000

60,000
60,000
60,000

30,000

60,000
60,000
60,000

60,000

120,000
120,000
120,000

90,000

180,000
180,000
180,000

600,000

1,200,000
1,200,000
1,200,000

Invalidity
Basic Permanent Invalidity (RM)
Accidents Permanent Invalidity (RM)
Accidents Semi Permanent Invalidity (RM)
Basic Semi-permanent Invalidity (RM)

30,000
60,000
10,000
10,000

30,000
60,000
10,000
10,000

30,000
60,000
10,000
10,000

60,000
120,000
20,000
20,000

90,000
180,000
30,000
30,000

600,000
1,200,000
100,000
100,000

Critical Illness
Protection amount (RM)
Total disease protection

12,000
36

12,000
36

12,000
36

24,000
36

36,000
36

120,000
36

Hospital Admission Allowance
Daily coverage amount (RM)
Number of weeks

25
52

25
52

25
52

50
52

75
52

250
52

Funeral Expenses
1. Depositor (RM)
2. Spouse (RM)
3. Children (RM)
Protection amount (RM)
Number of children covered

3,000
3,000

1,500
3

3,000
3,000

1,500
3

3,000
3,000

1,500
3

3,000
3,000

1,500
3

3,000
3,000

1,500
3

20,000
10,000

3,000
3

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  1. Takaful protection only applies to depositors.
  2. For the Diamond Package, Hong Leong MSIG Takaful Berhad only allows the opening of a maximum of 2 accounts per depositor.
  3. For the Diamond Package, if the information provided is found to be incorrect, benefits will not be paid and the amount of savings and dividends will be returned.

Waiting Period

Normal death- Immediate protection
- Diamond Package : 3 months from the effective date.
Death due to accident- Immediate protection
Normal permanent disability-12 months from the effective date.
Accident permanent disability- Immediate protection
Normal partial permanent disability
Accident partial permanent disability
-Normal:12 months from the effective date.
- Accident:Immediate protection
Critical Illness- Cancer and Heart Related Diseases: 60 days from the effective date
- Other Diseases: 30 days
- Existing Conditions: 12 months from the effective date
Hospital Admission Allowance- Accident:Immediate protection
- Specific Diseases: 120 days from the effective date
- Other Diseases: 30 days from the effective date
- Existing Conditions: 12 months from the effective date
Funeral Expenses- Existing Condition: 12 months from the effective date (only for Depositors)