The National Higher Education Fund Corporation (PTPTN) remains committed to fostering a strong financial culture among Malaysians through various innovative digital initiatives. In line with this commitment, PTPTN introduces the Pay & Win Points Campaign, an interactive campaign designed to reward myPTPTN users who make their PTPTN loan repayments through the myPTPTN platform. Through this engaging and rewarding initiative, users can earn PT Points by making loan repayment transactions and participating in digital games throughout the campaign period.
The campaign is open to all registered myPTPTN users from 10 December 2025 to 25 December 2025 and operates on a first-come, first-served basis, with PT Points awarded subject to the availability of the allocated reward points. Should the allocation be fully exhausted before the scheduled closing date, the campaign may conclude earlier than originally announced.
Participation Method
Throughout the campaign period, users are required to make PTPTN loan repayment transactions through myPTPTN. The more transactions completed, the more PT Points users can earn.
| Product | Minimum PTPTN Loan Repayment Amount (RM) | PT Points Reward* |
| PTPTN Loan Repayment | RM100 | 20 Reward Points |
*Subject to the campaign period and the availability of PT Points, whichever comes first.
Additionally, for every transaction of at least RM100, users will receive two (2) opportunities to participate in the Shake & Win game, with the chance to earn additional reward points as follows:
| Product | Minimum PTPTN Loan Repayment Amount (RM) | Game Attempts |
| PTPTN Loan Repayment | RM100 | 2 attempts |
**Subject to the campaign period and the remaining PT Points balance available, whichever comes first.
PT Points will be automatically credited upon successful completion of the transaction and game participation. Each user may accumulate up to a maximum of 2,000 PT Points per day.
PT Points earned can be redeemed for monetary value towards PTPTN products and services, including PTPTN loan repayments and/or additional deposits into Simpan SSPN Prime and/or Simpan SSPN Plus accounts. Redemption can be made once a minimum of 2,000 PT Points has been accumulated. These reward points are valid for two (2) years from the date they are credited and can be viewed under the REWARD section of the myPTPTN application.
Overall, this campaign reinforces PTPTN’s commitment to fostering consistent loan repayment practices while encouraging better financial planning for education among Malaysians. As such, myPTPTN users are encouraged to take advantage of this campaign by making their PTPTN loan repayments through myPTPTN and enjoying the opportunity to earn additional rewards.
