The National Higher Education Fund Corporation (PTPTN), an agency under the Ministry of Higher Education (MOHE), remains committed to fostering a strong savings culture among Malaysians through Simpan SSPN, which was introduced in 2004. Promoting the importance of saving continues to be a key priority for PTPTN, particularly in strengthening financial literacy and encouraging parents to plan ahead and build a solid financial foundation for their children’s future education.
Building on this commitment, PTPTN continues its efforts with the Cabutan WOW! Simpan SSPN Plus 2026 Campaign, an exclusive initiative designed specifically for Simpan SSPN Plus depositors. The campaign also serves as a token of appreciation to depositors who continue to choose Simpan SSPN Plus as their preferred education savings solution, offering not only the opportunity to build long-term savings for future educational needs but also the added benefits of takaful protection.
The campaign offers a total prize pool of nearly RM1 million, with 424 winners standing a chance to win attractive prizes across four (4) lucky draw categories as follows:
| Category | Campaign Period | |
| Cabutan WOW! Plus Siri | WOW! Plus Siri 1 | 1 January - 30 April 2026 |
| WOW! Plus Siri 2 | 1 May 2026 – 31 August 2026 | |
| WOW! Plus Siri 3 | 1 September 2026 – 31 December 2026 | |
| 1 Cabutan WOW! Plus Loyalty 2026 | 1 January 2026 - 31 December 2026 | |
The campaign is open to Simpan SSPN Plus depositors who meet the eligibility requirements for each lucky draw category as outlined below:
| Cabutan | Eligibility |
| Cabutan WOW! Plus Siri | Open to new and existing Simpan SSPN Plus depositors who open an account or make additional savings contributions during the campaign period. |
| Cabutan WOW! Plus Loyalty 2026 | Open to existing Simpan SSPN Plus depositors who opened their accounts on or before 31 December 2025 and make additional savings contributions during the campaign period. |
Depositors must also ensure that their Simpan SSPN Plus accounts remain active and that all payments are up to date to qualify for the lucky draw.
Qualification for the Draw
The number of lucky draw entries is determined by the depositor’s total net savings during the campaign period, based on the transaction channels used, as outlined below:
| Cabutan | Net Savings | Number of Draws | |
| Transaksi Berjaya Melalui Platform Selain myPTPTN/ Potongan Gaji (PG)/ Debit Terus (DD) | Transaksi Berjaya Melalui myPTPTN/ Potongan Gaji (PG)/ Debit Terus (DD) | ||
| Cabutan WOW! Plus Siri | RM50 (savings + takaful) | 5 entries | 10 entries |
| Cabutan WOW! Plus Loyalty 2026 | 5 entries | 10 entries | |
Additionally, depositors who successfully complete transactions through myPTPTN, salary deductions or direct debit are eligible to receive double lucky draw entries for every RM50 in net savings. This added benefit provides depositors with greater opportunities to win while encouraging the use of digital transaction channels and consistent savings practices.
There is no limit to the number of lucky draw entries. This means that the more depositors save, the more entries they can earn, increasing their chances of winning the prizes on offer.
Campaign Prizes
| Cabutan WOW! Plus Siri | ||
| Category | Prizes | No. of Winners |
| Grand Prize | Cash worth RM20,000 | 1 |
| Second Prize | Tunai bernilai RM15,000 | 2 |
| Third Prize | Cash worth RM10,000 | 3 |
| Consolation | Cash worth RM500 | 50 |
| Cabutan WOW! Plus Loyalty 2026 | ||
| Category | Prizes | No. of Winners |
| Grand Prize | Honda CRV 2.0L e:HEV E | 1 |
| Second Prize | Kereta Perodua Ativa 1.0L Turbo AV | 2 |
| Third Prize | Cash worth RM30,000 | 3 |
| Consolation | Cash worth RM1,000 | 250 |
Conclusion
Cabutan WOW! Simpan SSPN Plus 2026 Campaign offers an additional incentive for Simpan SSPN Plus depositors to maintain consistent education savings. Through this campaign, every savings contribution not only supports better financial planning for their children’s future education but also provides depositors with opportunities to win attractive prizes across various lucky draw categories throughout the year.
By combining education savings with takaful protection benefits, Simpan SSPN Plus offers added value to parents seeking a more comprehensive approach to planning for their children’s educational future.
