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Strukturkan Pinjaman Anda Serendah RM300 Campaign Extended

The National Higher Education Fund Corporation (PTPTN) has introduced Strukturkan Pinjaman Anda Serendah RM300 campaign, a special initiative to encourage and support borrowers with overdue PTPTN loans to settle their arrears with an initial payment as low as RM300. This campaign also aims to assist borrowers in managing their finances more effectively and ensuring the smooth repayment of their loans.

In response to the encouraging reception from borrowers, PTPTN will extend the duration of the Strukturkan Pinjaman Anda Serendah RM300 campaign from the initial two (2) months ending on 31 July 2024 to four (4) months, starting from 1 June 2024 until 30 September 2024.

This campaign is open to all PTPTN borrowers with arrears during the campaign period, regardless of whether they have a conventional loan or Ujrah. Repayment consultations, including Ujrah conversion, loan consolidation, and rescheduling, are also eligible to participate in this campaign. Eligible borrowers must comply with the following conditions:

  1. Arrears Payment

Borrowers are required to make a at least as much as arrears payment of only RM300 for loan restructuring. Through this method, borrowers can modify/ restructure their monthly installments on the Repayment Schedule (JBB) according to their own capability. The minimum monthly installment is set based on an estimated determination of 5% - 8% of the gross income, subject to the eligibility of the repayment period and PTPTN approval. Payments can be made through all repayment channels during the campaign period

2. Salary Deduction or Direct Debit

During the negotiation process, borrowers are required to make salary deductions or direct debits as the repayment method. This ensures that borrowers can make repayments consistently and regularly.

4 Easy Steps to Settle Your Arrears

Managing arrears can be made easier with organized steps and available assistance. Here are four (4) easy steps to settle your arrears:

1

Check Your Loan Statement through myPTPTN

2

Apply negotiation for a PTPTN loan restructuring consultation through the myPTPTN web application

Note: A Sales Executive (EJ) will contact you within 7 working days after the application is received

3

Settle arrears as low as RM300* during the campaign period

4

Make repayments consistently through salary deductions or direct debits

Steps for Application Consultation via myPTPTN Web Application

Applying for a repayment consultation can be easily done through the myPTPTN web application. Follow the detailed guide below for step-by-step instructions on how to apply for a consultation:

This campaign offers various benefits to borrowers including helping to reduce and achieve zero arrears thereby improving the borrower's credit record. Additionally, borrowers can ensure that future repayments are made consistently each month through salary deductions or direct debit methods.

PTPTN is ready to help borrowers manage their finances better through this campaign. Don’t miss this opportunity to ensure a brighter future without the burden of arrears. Your opportunity for success starts here!

For any further inquiries regarding negotiations, whether it is Ujrah conversion, loan consolidation, scheduling, or loan restructuring, borrowers can contact PTPTN through the following channels:

 

Read the the Terms & Conditions for Strukturkan Pinjaman Anda Serendah RM300. 

Read the the FAQs on Strukturkan Pinjaman Anda Serendah RM300. 

Read the the FAQs on Rundingan Bayaran Balik.