The National Higher Education Fund Corporation (PTPTN) remains committed to promoting responsible financial practices among Malaysians through innovative digital initiatives. In line with this commitment, PTPTN introduces the Pay & Save Win Boxes! Campaign, an interactive initiative designed to encourage and reward myPTPTN users for making PTPTN loan repayments and/ or contributing to their Simpan SSPN savings. Through this engaging and rewarding experience, users can earn PT Points by completing eligible transactions and participating in exciting digital games throughout the campaign period.
The campaign runs from 1 November hingga 30 November 2025The campaign runs from 1 November 2026 until 30 November 2025, operates on a first-come, first-served basis, subject to the availability of allocated PT Points, and is open to all registered myPTPTN users.
Participation Method
Throughout the campaign period, users are required to make PTPTN loan repayments and/or contribute to their Simpan SSPN savings through myPTPTN. Each successful transaction qualifies users to earn PT Points and receive opportunities to participate in the Mystery Box game. The more transactions completed, the more reward points and chances to win users can enjoy.
| Product | Min. Loan Repayment and/or Savings Amount | PT Points Reward* |
| PTPTN Loan Repayment | RM100 | 20 Reward Points |
| Simpan SSPN | RM100 | 2 reward points |
*Subject to the campaign period and the availability of PT Points, whichever comes first.
Each 1 PT Point is equivalent to RM0.01 and can be redeemed towards PTPTN products and services, including loan repayments or additional deposits into Simpan SSPN Prime and Simpan SSPN Plus accounts.
Additionally, for every transaction of at least RM100, whether for loan repayments or savings, users will receive two (2) opportunities to play the Mystery Box game.\
| Product | Min. Loan Repayment and/or Savings Amount | Game Attempts |
| PTPTN Loan Repayment | RM100 | 2 attempts |
| Simpan SSPN | RM100 | 2 attempts |
**Subject to the campaign period and the remaining PT Points balance available, whichever comes first.
PT Points earned can be redeemed for monetary value towards PTPTN products and services, including PTPTN loan repayments and/or additional deposits into Simpan SSPN Prime and/or Simpan SSPN Plus accounts. Redemption can be made once a minimum of 2,000 PT Points has been accumulated. These reward points are valid for two (2) years from the date they are credited and can be viewed under the REWARD section of the myPTPTN application.
Through the Pay & Save Win Boxes! Campaign, PTPTN not only introduces a more engaging and rewarding approach to managing education finances but also recognises and rewards loyal users for their continued support in promoting a stronger culture of savings and responsible education loan repayments.
Don’t miss this opportunity! Make your PTPTN loan repayments or contribute to your Simpan SSPN savings through myPTPTN today and enjoy even more rewards.
