Saving is one of the practices that should be instilled in every individual. We often hear the saying of our elders, 'in for a penny, in for a pound'. This metaphor is very suitable to give a clear picture of the benefits and advantages of saving to everyone. From childhood to adulthood, the practice of saving is one of the good values that is often nurtured at every age level. Therefore, a good thing will certainly bring benefits to us in the future. So, let us share some of the benefits of saving, such as:
1. Learning to Live Frugally
In reality, the practice of saving undeniably can train us to learn to live frugally. From the practice of saving, we prioritize spending only on needs rather than unnecessary wants. At the same time, we can avoid the habit of spending extravagantly.
2. Discipline
Furthermore, having a disciplined attitude is an important trait that every individual must possessed in order to succeed in their daily lives. Through the practice of saving, individuals can indirectly cultivate discipline within themselves. This can be seen in the habit of saving, where we consistently make these savings.
3. Future Savings
Another benefit of saving is to have fund for future used. This is because the savings can be used as a source of finance for future use. For example, parents save for their children's education starting from birth, as in the Malay proverb, as Savings for Rainy Days. Therefore, the savings can be used for their children's education in the future without the need to take out loans to continue their education in the future.
4. Emergency Funds
On top of that every individual needs to understand how important the practice of saving is, due to the fact that emergencies often require access to money. This is because we cannot predict when we will need to spend a lot of money to bear the costs of unforeseen circumstances, as in the proverb "Unfortunate is the property that the owner doesn't oversee”. For example, emergencies include natural disasters, accidents, the death of close family members, or health problems. Did you know that by saving with Simpan SSPN Plus, you can also get up to RM1 million in takaful protection? Let's open a savings account with Simpan SSPN Plus now.
Therefore, the practice of saving undeniably has many benefits for every individual. So, let's start saving now with Simpan SSPN to ensure a brighter future!
Now, opening a Simpan SSPN Prime and Simpan SSPN Plus account can be done through the myPTPTN app.
Download myPTPTN, CLICK HERE
