Secure Their Future. Even When You’re Not There.

Simpan SSPN Plus with Etiqa takaful protection ensures that in the event of death or disability of the depositor, compensation will be provided to the child to help secure their future.

We plan, save, and work hard for our children every day. But life doesn’t always go as planned. With SSPN Plus together with Etiqa protection, in the event of a misfortune, a lump sum benefit will be payable to the child to help ensure continuity in their life and education.

Etiqa Family Takaful Berhad

Start saving with Simpan SSPN Plus today to help your child achieve their dreams with comprehensive protection.

Etiqa is a leading ASEAN insurance and takaful player and part of the Maybank Group, a leading banking conglomerate in ASEAN. We offer a full range of Life and General insurance policies, as well as Family and General Takaful plans via more than 10,000 agents, 5.3million customers, 44 branches, and 17 offices. It also has a bancassurance network comprising over 490 branches, cooperatives, brokers, and online platforms across Malaysia, Singapore, Indonesia, the Philippines, and Cambodia.

Monthly CommitmentINTANDELIMATOPASZAMRUDNILAMBERLIAN
Simpan SSPN SavingsRM20RM40RM90RM180RM270RM200
Takaful ContributionRM10RM10RM10RM20RM30RM300
Total Monthly CommitmentRM30RM50RM100RM200RM300RM500
ItemINTANDELIMATOPASZAMRUDNILAMBERLIAN
Death
Death Due To Natural Causes (RM)
Accidents
• Accidental Death in Malaysia (RM)
• Accidental Death in Malaysia (including on Public Conveyance) (RM)
• Accidental Death Outside of Malaysia (RM)

25,000

50,000
50,000
75,000

25,000

50,000
50,000
75,000

25,000

50,000
50,000
75,000

50,000

100,000
100,000
150,000

75,000

150,000
150,000
225,000

1,000,000

1,000,000
1,000,000
1,000,000

Invalidity
Total Permanent Disability (TPD) Due to Natural Causes (RM)
Total Permanent Disability (TPD) Due to Accidental Causes (RM)
Partial Permanent Disability (PPD) Due to Accidental Causes (RM)
Partial Permanent Disability (PPD) Due to Natural Causes (RM)
25,000
50,000
25,000
25,000
50,000
25,000
25,000
50,000
25,000
50,000
100,000
50,000
75,000
150,000
75,000
1,000,000
1,000,000
200,000
200,000
Critical Illness
Coverage amount (RM)
The number of diseases covered
12,500
50
12,500
50
12,500
50
25,000
50
37,500
50
200,000
50
Hospital Income Benefit
Per day (RM)
Number of weeks
25
52
25
52
25
52
50
52
70
52
250
52
Funeral Benefit
Depositor (RM)
Spouse (RM)
Child
• Coverage Amount (RM)
• Number of Children Covered

2,800
2,800

1,200
5

2,800
2,800

1,200
5

2,800
2,800

1,200
5

3,000
3,000

1,500
5

3,000
3,000

1,500
5

25,000
12,500

5,000
5

Other benefits
Benefits of Accident Outpatient Treatment (RM)
Terminal Illness (RM)
Benefit of Repatriation of Remains

12,500

12,500

12,500

25,000

37,500

200,000
10,000

* Takaful coverage applies to the depositor only.

** For the Diamond Package, Etiqa Family Takaful Berhad only allows a maximum of 1 account opening per depositor.

*** For the Diamond Package, if any information provided is found to be untrue, the benefits will not be payable and the savings amount together with dividends will be refunded.

ItemWaiting Period
Death Due To Natural Causes• Existing condition – 12 months from the effective date (except Berlian Package)
• Instant coverage (except for pre-existing conditions)
Death Due To Accident• Immediate coverage
Total Permanent Disability (TPD) Due to Natural Causes• Existing Conditions – 12 months from the effective date
Total Permanent Disability (TPD) Due to Accidental Causes• Immediate coverage
Partial Permanent Disability (PPD) Due to Natural Causes
Partial Permanent Disability (PPD) Due to Accidental Causes
• Existing Conditions – 12 months from the effective date
• Immediate coverage
Critical Illness• Cancer and Heart Related Diseases – 60 days from the effective date
• Other Diseases - 30 days from the effective date
• Existing Conditions – 12 months from the effective date
Elaun Hospitalization Allowance Benefit• Accidents - Immediate protection
• Specific Diseases – 120 days from the effective date
• Existing condition – 12 months from the effective date (except Berlian Package)
• Others – 30 days from the implemented date
Terminal Illness• Existing Conditions – 12 months from the effective date
• Others – 30 days from the implemented date
Funeral Benefit• Existing condition – 12 months from the effective date (except Berlian Package)
• Instant coverage (except for pre-existing conditions)

Etiqa Family Takaful Berhad is a member of PIDM.
Benefits payable under eligible certificates/products are protected by PIDM up to the protection limits. Please refer to the PIDM Takaful and Insurance Benefits Protection System Brochure or contact Etiqa Family Takaful Berhad or PIDM for more information (visit www.pidm.gov.my).