
"Brighter future with Simpan SSPN Plus and HLM Takaful"
As low as 3 cents a day and a takaful benefit protection limit of up to RM1,2000,000. Your children's and family's education savings will be more secure with Simpan SSPN Plus with HLM Takaful.


"Brighter future with Simpan SSPN Plus and HLM Takaful"
As low as 3 cents a day and a takaful benefit protection limit of up to RM1,2000,000. Your children's and family's education savings will be more secure with Simpan SSPN Plus with HLM Takaful.
If you are thinking about the future of your child's education, start saving with Simpan SSPN Plus with a TAKAFUL protection plan with HLM Takaful which has protected a total of 551,834 existing depositors. With a Shariah Compliant concept, HLM Takaful is indeed a wise choice.
What are you waiting for? Let's open an Simpan SSPN Plus account with PTPTN and HLM Takaful NOW!

Introduction to Hong Leong MSIG Takaful
PTPTN & HLM Takaful have been together since the Simpan SSPN Plus product was first introduced in 2015 (SSPN-i Plus). A total of 551,834 depositors have been protected with takaful protection benefits from HLM Takaful and have extensive experience in administration and managing the benefit claim process efficiently.
Hong Leong MSIG Takaful Berhad is a licensed takaful operating company and an important component of Islamic financial services for Hong Leong Financial Group. We are committed to offer excellent best family takaful solutions that are innovative, competitive and flexible in meeting the evolving needs of our customers. As the Preferred Takaful Operator, we will continue to connect with Malaysians through strong moral values. Together with our dedicated partners and various distribution channels, we are committed to help Malaysians achieve a brighter and financially secure future.
Savings Package
Monthly Commitment | Intan | Delima | Topas | Zamrud | Nilam | Berlian |
---|---|---|---|---|---|---|
Simpanan SSPN | RM20 | RM40 | RM90 | RM180 | RM270 | RM200 |
Takaful Contribution | RM10 | RM10 | RM10 | RM20 | RM30 | RM300 |
Total | RM30 | RM50 | RM100 | RM200 | RM300 | RM500 |
Package Benefits
Item | Intan | Delima | Topas | Zamrud | Nilam | Berlian |
---|---|---|---|---|---|---|
Death | ||||||
Death Due To Natural Causes (RM) Accidents • Accidental Death in Malaysia (RM) • Accidental Death in Malaysia (including on Public Conveyance) (RM) • Accidental Death Outside of Malaysia (RM) | 30,000 | 30,000 | 30,000 | 60,000 | 90,000 | 600,000 |
Invalidity | ||||||
Total Permanent Disability (TPD) Due to Natural Causes (RM) Total Permanent Disability (TPD) Due to Accidental Causes (RM) Partial Permanent Disability (PPD) Due to Accidental Causes (RM) Partial Permanent Disability (PPD) Due to Natural Causes (RM) | 30,000 | 30,000 | 30,000 | 60,000 | 90,000 | 600,000 |
Critical Illness | ||||||
Coverage amount (RM) The number of diseases covered | 12,000 | 12,000 | 12,000 | 24,000 | 36,000 | 120,000 |
Hospitalization Allowance Benefit | ||||||
Per day (RM) Number of weeks | 25 | 25 | 25 | 50 | 75 | 250 |
Funeral Expenses | ||||||
1. Depositor (RM) 2. Spouse (RM) 3. Children (RM) Protection amount (RM) Number of protected children | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 20,000 |
OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT |
* Takaful protection only applies to depositors.
** For the Berlian package, Hong Leong MSIG Takaful Berhad only allows the opening of a maximum of 2 accounts per depositor.
*** For the Berlian package, if the information provided is incorrect, benefits will not be paid. Plus, total amount of savings and dividend will be returned.
Waiting Period
Death Due To Natural Causes | • Immediate coverage • Berlian Package : 3 months from the effective date |
Death due to accident | • Immediate coverage |
Total Permanent Disability (TPD) Due to Natural Causes | • 12 months from the effective date |
Total Permanent Disability (TPD) Due to Accidental Causes | • Immediate coverage |
Partial Permanent Disability (PPD) Due to Natural Causes Partial Permanent Disability (PPD) Due to Accidental Causes | • Normal - 12 months from the effective date • Accident - Immediate protection |
Critical Illness | • Cancer and Heart Related Diseases - 60 days from the effective date • Other Diseases - 30 days • Existing Conditions - 12 months from the effective date |
Hospitalization Allowance Benefit | • Accident - Immediate protection • Specific Diseases - 120 days from the effective date • Other Diseases - 30 days from the effective date • Existing Conditions - 12 months from the effective date |
Funeral Expenses | • Existing Condition - 12 months from the effective date (only for Depositors) |