In an effort to promote sustainable financial management and support the continuity of the nation’s education fund, the National Higher Education Fund Corporation (PTPTN), in collaboration with CIMB Islamic Bank Berhad (CIMB), introduces the “Settle PTPTN with CIMB” Campaign, sebuah inisiatif yang menggabungkan amalan bayaran balik pinjaman pendidikan dengan peluang memenangi hadiah wang tunai yang lumayan.
This campaign rewards PTPTN borrowers who consistently make their loan repayments through the Daily Unrestricted Investment Account-i (DURIAN-i Account), while encouraging disciplined and continuous savings habits. The campaign runs from 1 January 2026 until 31 December 2026, covering a full calendar year, with winners selected on a quarterly basis.
This campaign is open to:
- New and existing CIMB customers who are DURIAN-i Account holders*
- PTPTN borrowers who make repayments for their own loan accounts
*For joint accounts, only the primary account holder is eligible to participate in this campaign.
To be eligible for the campaign, customers must maintain a minimum quarterly average balance of RM100. Eligible customers may earn entries based on qualifying transactions throughout the campaign period, including:
| Eligible Transaction | Number of Entries |
|---|---|
Open DURIAN-i during Campaign Period (capped at 10 entries/year) | 10 Entries |
PTPTN repayment (JomPay/ Pay Bill/ Auto Debit Payment) via DURIAN-i (capped at 5 entries/month) | 5 Entries |
PTPTN repayment via MyPTPTN App* (FPX) debited from DURIAN-i (capped at 10 entries/month) | 10 Entries |
Set Auto-Debitscheduled transaction (capped at 5 entries/year) | 5 Entries |
3-monthly consecutive PTPTN repayment (capped at 20 entries/year) | 5 Entries |
Quarterly Avg Bal. of RM2,000 in Durian-i account (capped at 20 entries/year) | 10 Entries |
The more qualifying transactions performed, the higher the number of entries earned, thereby increasing the chances of being selected as a winner. Find out more about the campaign at www.cimb.com.my for more information.
Eligible customers under this campaign are also entitled to participate in and stand a chance to win prizes in the Riuh Durian Runtuh 2026 Campaign.
What is DURIAN-i?
DURIAN-i is an account that offers the flexibility of a savings account-i, while providing opportunities to grow your funds through ethical investments in sustainable Shariah-compliant assets.
A total of RM500,000 in cash prizes annually will be awarded to 144 quarterly winners as follows:
| Category | Number of Winners | Cash Prize (RM) | Total Cash Prize (RM) |
|---|---|---|---|
| Grand Prize | 1 | 25,000 | 25,000 |
| Second Prize | 2 | 20,000 | 40,000 |
| Third Prize | 3 | 10,000 | 30,000 |
| Consolation | 30 | 1,000 | 30,000 |
| Total Per Quarter | 36 | – | 125,000 |
| Total Per Year | 144 | – | 500,000 |
Each eligible customer is eligible to win only one (1) quarterly prize throughout the campaign period.
Cash prizes won will be credited directly into the winner’s PTPTN loan account as loan repayment within two (2) months from the draw date. If the outstanding loan balance is lower than the prize amount, any surplus will be credited into the winner’s Simpan SSPN Prime account. If the winner does not have a Simpan SSPN Prime account, PTPTN will facilitate a pre-opening of the account on behalf of the winner.
This approach not only helps reduce education loan obligations but also promotes long-term savings for future educational needs.
The Settle Your PTPTN with CIMB Campaign demonstrates that repaying an education loan is not merely a responsibility, but also an opportunity to build financial stability and secure a stronger financial future. Take the smart step today with a DURIAN-i Account, make your PTPTN repayments consistently, and stand a chance to win meaningful cash rewards that make a real difference to your finances.
Don’t have a DURIAN-i Account yet?
Get started by opening your account online today.
- Fill in the online application form
- Submit your MyKad along with a selfie video for identity verification.
- Transfer your initial deposit via FPX from another bank account.
