i. Tax relief for current year's net savings of up to RM6,000 per annum;
ii. Free insurance coverage for depositors with savings of RM1,000 and above *;
iii. Matching grants of up to RM10,000 for eligible families **;
iv. Savings as low as RM20 at any time and guaranteed by the government;
v. Competitive dividend rate and exemption from income tax;
vi. Saving facilities at more than 1,500 PTPTN agents; and
vii. Savings convenience through salary deduction.
* Insurance coverage in the form of benefits and / or death benefit is offered to depositors aged 18 to 65 years, while beneficiaries aged 1 day to 28 years are entitled to death benefit only in the event of death. Nevertheless, it is subject to the conditions and regulations.
** Families with a monthly income (basic salary) not exceeding RM2,000 per month are eligible to be considered for matching grants when the child is accepted into and registered with a higher education institute recognised by the government.