| Details | SSPN-i | Bank (Education Savings Product) |
| Rate of dividends/profit | 2011 - 3.75% 2010 – 3.25% | 2010 0.60%-2.00% |
| PTPTN Loaners | Qualified to apply | None |
| Exemption of tax on savings | Maximum up to RM6,000 | None |
| Exemption of tax on dividend/profits | Tax exempted | None |
| Risks | No risks – government guarantee | Low risk - depends on bank stability |
| Insurance | Maximum up to: i. RM50,000 (General Insurance –Account opened by individual) ii. RM100,000 (Trust Insurance -Account opened by head/management representative of orphanage) | None |
| Matching Grant | Maximum up to RM10,000/family | None |