Skim Simpanan Pendidikan Nasional (SSPN-i) is a savings scheme or instrument specially designed by the Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) for higher education. The scheme offered is Syariah compliant based on the "Wakalah Bil Istithmar" concept, whereby the depositors appoint PTPTN to manage their deposits for investment purposes.

Beginning 1st January 2012, students who wish to apply for PTPTN education financing for their studies at Polytechnics, IPTA or IPTS are REQUIRED to have an SSPN-i account with a minimum deposit as determined by PTPTN.

The opening of an account is encouraged to be done through Maybank, Bank Islam, Agrobank, Bank Rakyat and RHB Bank to expedite the process.


Updated: 07/04/2014