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The amount of loan differs according to institution, level of study and field of the student and net income of the parents/guardian of the student. For IPTA students, the total loan approved is between RM1,000 and RM6,500 annually. For IPTS students, it is between RM3,700 and RM20,000 annually. The total education loan given to students is illustrated in the following table. TOTAL ANNUAL EDUCATION LOAN FOR A STUDENT
INSTITUTION
|
LEVEL OF EDUCATION
|
FIELD OF STUDY
| TOTAL LOAN PER YEAR | FULL * | PARTIAL * | FEE * |
IPTA/Polytechnic | First Degree | Science | RM6,500 ** | RM3,000 ** | RM1,600 ** | | Pharmacy, Dentistry & Medicine | RM6,500 ** | RM3,000 ** | RM1,800 ** | | Arts | RM6,500 | RM3,000 | RM1,100 | | Diploma | Science / Arts | RM5,000 | RM2,500 | RM1,000 |
IPTS (except UNITAR, UNITEM, KYM) | First Degree | Science | RM16,000 ** | RM13,000 ** | MAXIMUM RM10,000 | | Arts | RM16,000 | RM13,000 | MAXIMUM RM10,000 | Medicine/Pharmacy/Optometry/ Nursing | RM20,000 | RM20,000 | RM20,000 | | Diploma | Science /Arts | RM5,000 | RM5,000 | MAXIMUM RM5,000 | | Allied Health | MAXIMUM RM20,000 | MAXIMUM RM20,000 | MAXIMUM RM20,000 | | IPTS (UNITAR) | First Degree | Science | RM10,000 ** | RM8,000 ** | RM8,000 ** | | Arts | RM10,000 | RM8,000 | RM8,000 |
IPTS (UNITEM) | First Degree | Science | RM4,200 | RM4,200 | RM4,200 | | Arts | RM4,200 | RM4,200 | RM4,200 | | Diploma | Science / Arts | RM3,700 | RM3,700 | RM3,700 | | IPTS (KOLEJ YAYASAN MELAKA(KYM)) | First Degree | Science | RM10,000 | RM8,000 | RM6,000 | | Arts | RM10,000 | RM8,000 | RM6,000 | | Diploma | Science / Arts | RM5,000 | RM5,000 | RM5,000 |
Note: * Determination of the full and partial loan and fees rate is based on the net income of the student’s parents/guardian. ** Not including the RM500 incentive for Sciences.
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